Lease Purchase Homes for Sale | Lease with Option to Buy | Rent to Own Homes in Alabama

A lease purchase contract (is not the same as a lease option contract, in a lease option the buyer/tenant does not have to purchase the Property they can exercise the option or not it is totally up to the buyer at the end of the contract period) is the short form or abbreviated form of the correct term "lease with option to purchase contract." It is a form of real estate purchase which combines elements of a traditional rental agreement with an exclusive option of right of first refusal to later purchase the home.- The benefit for the seller is a higher selling price and for the buyer to hold a price down until which time they feel they can obtain financing or wish to purchase Home or Property. See below Listing for more information about rent to own homes in birmingham alabama and homes for rent in birmingham alabama. There are some cases were you may qualifiy for a mortgage loan if you need to contact an Alabama Mortgage Lender Chris will be glad to work for your loan.

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NEW and Improved search for Lease Purchase use the search box and click on Lease purchase or Owner Held Mortgage under the Financing tab:

Birmingham Lease Purchase

See our blog for detailed information about our

Alabama Lease Purchase Program

Rent to Own Homes in Alabama  is what most people refer to as a Lease Purchase or Lease with Option to Buy 

Search Lease Purchase Homes by County 

Lease Purchase Homes in Jefferson County Alabama

Lease Purchase Homes Birmingham Al        Lease Purchase Homes in Hoover

Lease Purchase Homes in Shelby County Alabama

Lease Purchase Homes in St. Clair County Alabama

Lease Purchase Homes in Talladega County Alabama

Lease Purchase Homes in Calhoun County Alabama

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This is a list of Alabama Lease Purchase Homes you may also see Owner Held Mortgage using the search Box:

All Listings Under $100,000 $100,000 - $200,000
$200,000 - $300,000 $300,000 - $400,000 $400,000 - $500,000
$500,000 - $600,000 $600,000 - $700,000 $800,000 - $900,000
$900,000 - $1,000,000 Over $1,000,000
157 Properties Found. Showing Page 1 of 9
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Beautiful Farm With Stocked Lake And Stocked Pond Fenced...

$1,312,240
Wilsonville, AL
4 br, 2 ba Residential
Price:
$1,312,240
City:
Wilsonville
Beds:
4
Baths:
2
Type:
Residential
MLS® #:
462823
Provider:
Land & Home Realty Inc

Beautiful Farm With Stocked Lake And Stocked Pond Fenced And Cross Fenced, 2 Barns, Extra Large Air Plane...

Photo of Listing #462823

Custom Built Full Brick On A 2+ Acre Estate Lot,over...

$939,000
Hoover, AL
6 br, 6½ ba Residential
Price:
$939,000
City:
Hoover
Beds:
6
Baths:
Type:
Residential
MLS® #:
491645
Provider:
Re/max Southern Homes-280

Custom Built Full Brick On A 2+ Acre Estate Lot,over 7000 Sq Ft; Absolutely Perfect-like New! Exquisite...

Photo of Listing #491645

Beautiful 78 Acres- Initially Setup As Horse/cattl...

$849,000
Harpersville, AL
3 br, 2 ba Residential
Price:
$849,000
City:
Harpersville
Beds:
3
Baths:
2
Type:
Residential
MLS® #:
500615
Provider:
Semaan Realty

Beautiful 78 Acres- Initially Setup As Horse/cattl Ranch---- Recently Zoned & Approved 4 Residential...

Photo of Listing #500615

Lease/purchase Your Dream Home! $1,000,000,000 Luxury,...

$698,000
Pelham, AL
4 br, 3½ ba Residential
Price:
$698,000
City:
Pelham
Beds:
4
Baths:
Type:
Residential
MLS® #:
480412
Provider:
Re/max First Choice

Lease/purchase Your Dream Home! $1,000,000,000 Luxury, Custom, Mountain Top Home Reduced To $698,000!this...

Photo of Listing #480412

Seller Will Consider A Lease Or Lease Purchase. This...

$649,500
Anniston, AL
6 br, 6 ba Residential
Price:
$649,500
City:
Anniston
Beds:
6
Baths:
6
Type:
Residential
MLS® #:
459401
Provider:
Era King - Anniston

Seller Will Consider A Lease Or Lease Purchase. This Home Features Spacious Rooms Throughout. The Master...

Photo of Listing #459401

This Lovely Shoal Creek Cottage Designed By Architect...

$590,000
Birmingham, AL
4 br, 4½ ba Residential
Price:
$590,000
City:
Birmingham
Beds:
4
Baths:
Type:
Residential
MLS® #:
519969
Provider:
Platinum Realty

This Lovely Shoal Creek Cottage Designed By Architect Features Two Bedrooms On Main Level, Two Bedrooms...

Photo of Listing #519969

Exquisite Custom Built Home Features Master On Main...

$589,500
Lincoln, AL
5 br, 5½ ba Residential
Price:
$589,500
City:
Lincoln
Beds:
5
Baths:
Type:
Residential
MLS® #:
499496
Provider:
Era King - Anniston

Exquisite Custom Built Home Features Master On Main With Jetted Tub, Walk-in Ceramic Shower, And Double...

Photo of Listing #499496

Stately Full Brick Home A Block From The Shops Of English...

$479,900
Birmingham, AL
4 br, 3½ ba Residential
Price:
$479,900
City:
Birmingham
Beds:
4
Baths:
Type:
Residential
MLS® #:
514948
Provider:
Re/max Advantage

Stately Full Brick Home A Block From The Shops Of English Village, Backs Up To The Homes On Henrietta....

Photo of Listing #514948

Very Spacious Home With Lots Of Special Features. ...

$428,900
Pelham, AL
4 br, 4½ ba Residential
Price:
$428,900
City:
Pelham
Beds:
4
Baths:
Type:
Residential
MLS® #:
504393
Provider:
Re/max First Choice

Very Spacious Home With Lots Of Special Features. Covered Deck Plus Open Grilling Deck. Master Suite...

Photo of Listing #504393

Wouldn't You Love To Live In The Tallest (27 Stories)...

$425,000
Birmingham, AL
3 br, 3 ba Residential
Price:
$425,000
City:
Birmingham
Beds:
3
Baths:
3
Type:
Residential
MLS® #:
521797
Provider:
Blackwell Nelson Real Estate

Wouldn't You Love To Live In The Tallest (27 Stories) Neoclassical, Residential Skyscraper In The Southeast?...

Photo of Listing #521797

This Beautiful Brick Home Is Located In Tutwiler Farm...

$419,900
Trussville, AL
4 br, 4½ ba Residential
Price:
$419,900
City:
Trussville
Beds:
4
Baths:
Type:
Residential
MLS® #:
512788
Provider:
Re/max Marketplace

This Beautiful Brick Home Is Located In Tutwiler Farm One Of Trussville's Best Kept Secrets. Nestled...

Photo of Listing #512788

One Of A Kind 4 Bedroom 3.5 Bath Lake Crest Home On...

$385,000
Hoover, AL
4 br, 3½ ba Residential
Price:
$385,000
City:
Hoover
Beds:
4
Baths:
Type:
Residential
MLS® #:
519183
Provider:
Realtysouth-otm-acton Rd

One Of A Kind 4 Bedroom 3.5 Bath Lake Crest Home On A Cul-de-sac Street. Stunning Kitchen With Exquisite...

Photo of Listing #519183

Beautiful One Owner Home In One Of Chelsea's Premier...

$384,900
Chelsea, AL
4 br, 3½ ba Residential
Price:
$384,900
City:
Chelsea
Beds:
4
Baths:
Type:
Residential
MLS® #:
510959
Provider:
Re/max Southern Homes

Beautiful One Owner Home In One Of Chelsea's Premier Communities. Chelsea Park Is A Friendly Neighborhood...

Photo of Listing #510959

Sparkling 2 Story Home With Finished Basement. New...

$379,000
Hoover, AL
4 br, 3½ ba Residential
Price:
$379,000
City:
Hoover
Beds:
4
Baths:
Type:
Residential
MLS® #:
517749
Provider:
Keller Williams Realty Hoover

Sparkling 2 Story Home With Finished Basement. New Energy Efficient Windows,new Roof And Hardwoods Throughout...

Photo of Listing #517749

Don't Miss An Opportunity To Visit This Sixty Acres...

$349,900
Prattville, AL
3 br, 2½ ba Residential
Price:
$349,900
City:
Prattville
Beds:
3
Baths:
Type:
Residential
MLS® #:
519196
Provider:
Real Estate Associates

Don't Miss An Opportunity To Visit This Sixty Acres Of Absolute Privacy. If You're Looking For A Large...

Photo of Listing #519196

Fantastic Price Reduction!now Priced $80,000 Below...

$349,900
Mountain Brook, AL
5 br, 3 ba Residential
Price:
$349,900
City:
Mountain Brook
Beds:
5
Baths:
3
Type:
Residential
MLS® #:
498673
Provider:
Ray & Poynor Properties

Fantastic Price Reduction!now Priced $80,000 Below Appraisal.walk To Crestline Village,10 Minutes To...

Photo of Listing #498673

Immaculate Home On Over An Acre Provides Lots Of Privacy...this...

$345,000
Trussville, AL
5 br, 3 ba Residential
Price:
$345,000
City:
Trussville
Beds:
5
Baths:
3
Type:
Residential
MLS® #:
512457
Provider:
Re/max Marketplace

Immaculate Home On Over An Acre Provides Lots Of Privacy...this Beautiful Home Is Ready For Immediate...

Photo of Listing #512457

Watch The Sun Set & Rise On This Lake Front Property....

$334,000
Chelsea, AL
5 br, 3½ ba Residential
Price:
$334,000
City:
Chelsea
Beds:
5
Baths:
Type:
Residential
MLS® #:
505772
Provider:
Re/max Southern Homes

Watch The Sun Set & Rise On This Lake Front Property. The Home Is 5br/3.5 Ba With 5th Bedroom Having...

Photo of Listing #505772

 

These contracts are commonly and most often used where a buyer wants to purchase a home or property, but due to credit issues or income limitations would not qualify for a conventional mortgage and does not wish to, or would not qualify, for FHA or VA financing. Note as a strong recommendation I would advise all seller's to require a buyer to enter a trusted credit repair program

Under most terms, the tenant/buyer chooses the home and seeks a landlord/seller to serve as an investor or buys a property strictly advertised as a Lease Option with is different from a  Lease Purchase. The tenant/buyer then agree to a lease for a period (typically 12 to 24 months put can be longer), during or after which the tenant/buyer has the exclusive right to purchase the home at a previously agreed-upon price. The tenant/buyer pays to the landlord/seller a non-refundable option deposit up front that is applied to the purchase price of the home. The tenant/buyer then pays to the landlord/seller a pre determined amount that is typical to the rental amount usually on a monthly basis, of which a small portion of that monthly payment may or may not be applied to the purchase price of the home or property, but which normally covers the monthly obligation amount owed by the landlord/seller.

Should by chase the tenant/buyer not wish or be unable to purchase the Property, the tenant and landlord can agree to extend the option period or change the terms, convert the lease option/purchase contract into a traditional rental agreement, or end the contract with the tenant moving out and losing all payment paid and the landlord seeking other buyers.

Lease purchase and lease option could be considered different where a lease purchase uses a purchase agreement and a lease option may not and an option is a unilateral contract and a purchase agreement is typically a bilateral contract.

If you would like to learn more about a lease option or a lease purchase please contact one of our Executives or use the Lease Application.

This Alabama Real Estate website is one of the leading Local websites to find real estate in Birmingham, AL or Pell City Alabama property listings  provided by the Birmingham MLS. You should find detailed Lease purchase listings, Lots, Land, lease option properties and other featured properties, homes for sale and Lease in Hoover, AL. You will find all the listing details you need including home price, year built, pictures, number of bedrooms, and much much more all for free. You can even make a request for one of our Executives to show you homes for sale or lease purchase and other real estate information on this Real Estate website. Not only can you find homes for sale in Birmingham, AL on this state of the art website, but you can also get neighborhood and important information about homes offered for lease purchase in Alabama. You will find information such as population, local schools, and other local information to help you make an educated real estate transaction. The Barry Miller Team -works hard to provide as much information regarding Lease option real estate for sale as well as Birmingham, AL neighborhood information to help you make the best buying or selling decision. If you're researching a Lease option in your local real estate market, use our Lease Purchase property search to find past home sales information and neighborhood school information. So if you’re looking for a lease purchase home, condo, townhouse, or any other real estate in Central Alabama, look no further than our website. We make it easy to find homes for sale or Lease purchase homes in Birmingham, AL and surrounding areas like Oxford, Al-Lincoln, Al, Cropwell, Al, Riverside, Al, Pell City, Al, and all over Central ALABAMA.

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  For all your rent to own homes in birmingham alabama and homes for rent in birmingham alabama, give Barry Lynn Miller a call.

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